Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing our website, or using any feature of the Caliperon Data platform, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We may update these Terms from time to time, and continued use of the services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Caliperon Data provides AI-driven data analysis and decision-support tools intended to assist digital nomads and remote professionals in evaluating investment-related information. The services are provided for informational and analytical purposes only and do not constitute financial, legal, tax, or investment advice.

3. No Financial Advice

Nothing produced by Caliperon Data, including any analysis, report, projection, or recommendation, should be construed as personalised financial advice. All investment decisions involve risk, including the potential loss of capital. You are solely responsible for evaluating the merits and risks associated with any decision made using information obtained through our services. We strongly recommend consulting a licensed financial advisor before making investment decisions.

4. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction to use our services. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account.

5. Acceptable Use

You agree not to misuse the Caliperon Data platform. This includes, without limitation, refraining from: attempting to gain unauthorised access to our systems or data; reverse-engineering or copying our underlying technology; using the service for unlawful purposes; or interfering with the proper functioning of the platform. We reserve the right to suspend or terminate access for any user who violates these provisions.

6. Subscription, Fees, and Billing

Certain features of Caliperon Data may be offered on a subscription or paid basis. Where applicable, pricing, billing cycles, and renewal terms will be clearly presented at the point of purchase. Fees are generally non-refundable except where required by applicable law or explicitly stated otherwise. You are responsible for any taxes associated with your use of the services.

7. Intellectual Property

All content, software, designs, trademarks, and materials made available through Caliperon Data are the property of Caliperon Data or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the platform for its intended purpose. No other rights are granted by implication or otherwise.

8. Third-Party Services and Links

Our platform may reference, link to, or integrate with third-party services, data sources, or tools. Caliperon Data does not control and is not responsible for the content, accuracy, or practices of any third party. Use of third-party services is at your own discretion and risk.

9. Disclaimers and Limitation of Liability

The services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by law, Caliperon Data shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or capital arising from your use of or inability to use the services.

10. Indemnification

You agree to indemnify and hold harmless Caliperon Data, its affiliates, officers, and employees from any claims, damages, liabilities, and expenses arising out of your use of the services, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the services at our discretion, with or without notice, particularly in cases of suspected misuse, fraud, or breach of these Terms. You may discontinue use of the services at any time.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Caliperon Data operates, without regard to conflict of law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.

14. Changes to These Terms

We may revise these Terms periodically to reflect changes in our services, legal requirements, or business practices. We encourage you to review this page regularly. Your continued use of Caliperon Data after any revisions take effect constitutes your acceptance of the updated Terms.

15. Contact

If you have questions regarding these Terms and Conditions, please reach out via the contact details provided on our Contact page.

Last updated: this document is a general template and should be dated and finalised upon legal review.